This week after Chris’ report, Will and Ben are joined by Nick Evans, co-founder and Managing Director of Oxbury Bank and David Keiley from Kite, to discuss financing and sustainability. They focus on Oxbury’s new ‘transition facility,’ designed to offer finance at as low as 1% over base for farmers who are carbon footprinting & actively looking to improve their carbon credentials either via engagement with SFI or processor/retailer carbon reduction schemes. Nick explains the key features and qualifying criteria along with Oxbury’s motivation for providing the funding. David talks about the importance of access to finance for farmers, especially regarding working capital and stresses the need to collaborate across the supply chain to gather data, reduce carbon footprints and support the Net Zero goal.